Computer hardware and software for facilitating on-line commercial transactions; billing application software specifically designed to facilitate automated payment of multiple bills; multi-functional computer terminals for use in making on-line and off-line electronic payments; financial transaction authentication and authorization software; bank credit, debit, cash, cheque and identification cards, all being encoded or magnetic; electronic prepaid debit cards and electronic stored value debit cards; encoded cards used in relation to the electronic transfer of funds and other financial transactions; computer terminals for use in making cash payments; computers; computer peripheral devices; sound recording strips, namely, blank audio cassette tapes; PDA (personal digital assistant); blank magnetic disks; downloadable electronic books featuring computer game strategies; computer keyboards; computer mouse; multimedia software recorded on CD-ROM for use in electronic transfer of funds and securing financial transactions; electronic pocket translators; blank digital audio-video CD-ROMs; mobile phones; computer programs for use in electronic transfer of funds and securing financial transactions; computers and computer hardware components; network communication apparatus, namely, computer network servers

Merchant services, namely, providing secure electronic payment transaction processing services; electronic bill payment services; electronic transfer of funds; processing of credit and debit card payments to and from others via a global communications network; providing secure financial transaction in the nature of electronic cash transactions, electronic credit card transactions, electronic debit transactions, electronic check processing transaction and subsequent electronic transmission of bill payment data via a global computer network; Internet-secure electronic transaction solutions for e-commerce, namely, secure processing of electronic financial transactions in the nature of custody, banking, cash management, and trade finance transactions and bill payments; automated payment of accounts provided on-line from the Internet; electronic payment card services, namely, electronic credit and debit card payment processing services; financial trust administration services; financial services accessible on-line via digital computer networks, namely, online financial investment advisory services; issuance of stored value cards; financial advisory services; arranging of financial loans; insurance agencies; financial affairs, namely, financial consultation services; monetary affairs, namely, money lending; real estate agency services; providing computer links to the web sites of others in the field of financial payment processing for purposes of facilitating e-commerce and real world business transactions

On-line electronic transmission services for use in handling of secure payment transactions; prepaid mobile telephone communication services; electronic and online transmission of financial transaction data; providing multiple-user access to a global computer network; transmission of electronic mail; telephone services; Internet protocol television transmission services; communications via fiber-optic networks; providing access to computer bulletin boards and real-time chat forums; instant messaging services; telecommunications, namely, telephone communications; providing access to computer information through a global network

Designing, creation and hosting of bill payment websites; design and development of computer hardware and software for authentication of identity; computer consultancy services relating to electronic business transactions; maintenance and upgrading of computer network software; computer time-sharing services; time-sharing services for computers used in accessing computer networks; updating of game software in the Internet; web site hosting services; creating and maintaining web sites for others; design and development of web pages; rental of web servers; providing search engines for the internet; computer programming; computer system software development services; conversion of data or documents from physical to electronic media; computer network server development services for Intranet and web-based portals; scientific and technological services, namely, research and design in the field of computer hardware and software development; industrial analysis and research services in the field of computer hardware and software; design and development of computer hardware and software