computer software platform to facilitate and manage payments, banking, debit cards, payment cards, automated teller machines (ATMS), stored value cards, electronic funds transfer, electronic payments, processing and electronic transmission of payment account data cash withdrawal, routing, pre-payment devices mechanisms; electronic memory card reader systems for reading memory cards and data in memories in the form of integrated circuit memories and banking card memories; downloadable electronic publications in the nature of newsletters, articles, and manuals in the field of financial banking and funds transfers; mobile app for online banking, payments and fund transfers; magnetically encoded cards for use as electronic tickets for use in financial transactions; blank smart cards, namely, cards containing an integrated circuit chips; smart cards, namely, blank smart cards embedded with holograms; electronic data carrier cards, namely, blank smart cards; bank cards, namely, magnetically encoded printed bank cards and bank cards using magnetic memories and integrated circuit memories; electronic card readers; chip card readers; electronic memory card readers; smart card readers; magnetic encoded card readers; magnetically encoded card readers, computer software for in the financial banking and telecommunications service industries; computer software designed to enable smart cards to interact with terminals and readers; and all the foregoing excluding the field of data theft and information security

business management; business administration services; business administration consultancy; business administration assistance; business administration for others; providing office functions related to a secure online global instant remittance system with an account linked to a debit card; and all the foregoing excluding the field of data theft and information security

financial affairs and monetary affairs, namely, financial information, management and analysis services for banking institutions; banking intermediary services to facilitate online banking, exchanging money, electronic funds transfer; financial management, financial information for banking institutions; debit card services, namely, debit card transaction processing services, provision and financial administration of a debit card savings program; issuing prepaid debit cards, processing of debit card payments; providing financial information for use by financial, banking and telecommunication institutions and industry; banking intermediary services to facilitate online banking, exchanging money, electronic funds transfers; and all the foregoing excluding the field of data theft and information security

providing virtual computer systems and virtual computer environments through cloud computing featuring software for use for use in on-line money transfers for banking institutions; updating and maintaining cloud-based computer software through on-line updates, enhancements and patches for banking institutions; software as a service featuring software for online banking, funds transfer and payments for purchases for banking institutions, businesses, and consumers; providing a platform for a mobile applications used for online banking and funds transfers; and all the foregoing excluding the field of data theft and information security