Providing information about financial analysis; Financial analysis consulting; Financial analysis advice; Financial analysis; tracking and monitoring personal expenses for others for cost accounting purposes; information in the field of financial administration of credit card accounts; consulting and advice in the field of credit card accounts; financial administration of credit card accounts; information in the field of financial administration of debit card accounts; consulting and advice in the field of debit card accounts; financial administration of debit card accounts; information in the field of financial administration of transport vouchers; consulting and advice in the field of transport vouchers; financial administration of transport vouchers; Credit risk management; information about collection agencies; consulting and advice in the field of collection agencies; Collection agencies; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; financial transaction services, namely, providing secure commercial transactions and payment options via smartphones, computers, tablets, laptops, and mobile devices; processing of contactless credit and debit card payments loyalty reward card transactions, and bill payment transactions via smartphones, computers, tablets, laptops, and mobile devices; information in the field of processing, administering and managing employee benefit plans concerning insurance and finance; consulting and advice in the field of processing, administering and managing employee benefit plans concerning insurance and finance; processing, administering and managing employee benefit plans concerning insurance and finance