Magnetically encoded pre-paid debit, stored value, and payment cards

Non-magnetically encoded pre-paid debit, stored value, and payment cards

Financial services, namely, financial information processing related to the fulfillment of financial obligations; payment processing services, namely, transaction processing services between purchasers and sellers of goods and services and between billers and payors, or electronic funds transfer services, or in person or in kind payments; payment transaction processing services and financial information by electronic means via computer networks and global information networks; establishing funded accounts and enabling the transfer of funds to purchase products and services offered by others; electronic funds transfer via electronic communications networks, or electronic funds transfer services, or in person or in kind payments; electronic payment services involving electronic processing and subsequent transmission of bill payment data; electronic financial services, namely, the activation, deactivation, redemption, replenishment, payment processing, and tracking of payments and balances for gift cards, pre-paid debit cards, and stored value cards using a computer-based network