computer application software for mobile devices, namely, software that enables users to access auto loan brokerage services, financial loan consultation, financing loans for automobiles, aircraft, boats, RVs, houses, education, and personal finances, and loan information; computer application software for mobile devices, namely, software that enables users to remotely deposit checks and access online bill pay and mobile banking services; computer application software for mobile devices, namely, software that enables users to utilize disbursement services featuring notification of account information to allow users to determine their cash position and make timely funding and investment decisions; Computer application software for mobile devices, namely, software that enables users to electronic process electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; computer application software for mobile devices, namely, software that enables small business to get advice on loans, business formation, business advice, investment banking advice in the field of employee stock ownership plans (ESOP); computer application software for mobile devices, namely, software that enables users to utilize escrow agent services, brokerage services for capital investments, brokerage services for stocks, bonds, mutual funds, exchange-traded funds, U.S. treasuries, brokered CDs, and unit investment trusts, annuities investment services, cash management accounts, margin accounts, brokerage services in the field of securities and commodities investing, providing brokerage and investment accounts, retirement and tax-deferred accounts, and education savings accounts, insurance services, namely, underwriting, issuing and administration of life insurance, insurance services, namely, underwriting multi-benefit insurance, long-term care insurance, disability insurance, credit risk management, financial risk management, investment services, wealth management services, and retirement plans

providing credit cards; online banking services accessible by means of downloadable mobile applications and web sites; banking services; checking account services; banking and related financial services, namely, checking, savings, money market, individual retirement, certificate of deposit account and automated teller machine services; savings account services; auto loan brokerage services; financial loan consultation; financing loans for automobiles, aircraft, boats, RVs, houses, education, and personal finances; providing student loans; providing temporary loans; providing personal loans and lines of credit; real estate lending services; mortgage banking; mortgage brokerage; mortgage lending; mortgage refinancing; home equity loans; providing home equity lines of credit (HELOC); on-line banking services featuring electronic remote check deposit services, online bill pay and mobile banking services; banking services provided by mobile telephone connections; credit and debit card services; issuing credit cards, debit cards, prepaid credit cards, and gift cards; credit card payment processing services; credit card transaction processing services; business banking services; financial services, namely, banking, maintaining depository accounts; lockbox services, namely, lockbox processing and electronic lockbox services that enable acceptance of online payments via web-based portal; on-line banking services featuring an online portal allowing customers to see checks that have been processed and selectively approve or reject the checks for payment; financial services, namely, providing controlled disbursement services featuring notification of account information to allow user to determine their cash position and make timely funding and investment decisions; financial services, namely, electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; financial services, namely, providing short term loans; financial services, namely, providing real estate loans for income producing property, residential development and construction, and owner operated property; financial services, namely, providing an on-line information center for small business to get advice on loans, business formation, business advice, and financial advice; providing working capital loans and lines of credit to businesses; real estate loan brokerage services; providing business loans and business lines of credit; providing small business administration (SBA) loans; payroll processing services; payroll tax debiting services; payroll card services, namely, providing a prepaid debit card to enable a user to access funds deposited into a card account by an employer or other benefits provider via direct deposit; equipment financing services; franchise financing services; investment banking services in the field of employee stock ownership plans (ESOP); providing employee stock ownership plan (ESOP) loans; bond financing services; leasing services, namely, providing non-tax-oriented leases, tax-oriented leases, operating leases, municipal leases; providing acquisition financing; international banking services, namely, foreign exchange services, foreign check processing, and documentary collection services; currency exchange services; check processing; export financing services; providing working capital financing to small businesses and small business owners; mobile payment processing services; providing financial risk management services for credit card transactions via a global computer network; financial services, namely, credit agencies featuring financial reporting services; providing electronic processing of electronic payments via a global computer network; automated accounts payable debiting services; processing the electronic payments by others of invoices through a credit card network; providing cash and other rebates for credit card use as part of a customer loyalty program; merchant services, namely, payment transaction processing services; credit card and debit card processing services; check processing services; online and telephone check processing services; investment banking services; individual retirement account (IRA) services; investment services for corporations, financial institutions, and municipalities; municipal debt management services; investment management; investment services; private banking services; financial advisory and consultancy services; financial information and advisory services; trust services, namely, investment and trust company services; investment brokerage; private equity fund investment services; bond trustee and paying agent services; escrow agent services; brokerage services for capital investments; brokerage services for stocks, bonds, mutual funds, exchange-traded funds, U.S. treasuries, brokered CDs, and unit investment trusts; annuities investment services; cash management accounts; margin accounts; brokerage services in the field of securities and commodities investing; providing brokerage and investment accounts, retirement and tax-deferred accounts, and education savings accounts; insurance services, namely, underwriting, issuing and administration of life insurance; insurance services, namely, underwriting multi-benefit insurance, long-term care insurance, disability insurance; credit risk management; financial risk management; investment consulting services; financial services, namely, wealth management services, financial administration of retirement plans

providing a web site featuring technology that enables users to analyze and predict the user's future income, spending, and daily cash flow balance