Administration of a customer loyalty program which provides incentives at the point of sale; Customer relationship management in the nature of distribution of gift cards for participating retailers; Incentive award programs to promote the sale of products and services of others; Promoting and marketing the goods and services of others by distributing advertising material, coupons, gift cards, loyalty cards, and discount offers via electronic communication networks

Financial services, namely, providing on-line stored value accounts in an electronic environment; Gift card transaction processing services; Loyalty program payment processing services; Payment processing services in the field of redemption of electronic coupons, stored value cards, gift cards, deal discounts, virtual coupons, and incentive program award payments; Stored value prepaid card services, namely, processing electronic payments made through prepaid cards