Credit card services, namely, credit card authorization services, credit card payment processing, credit card transaction processing; debit card services namely, electronic debit card transaction processing, processing of debit card payments, debit card authorization; charge card services namely, processing of charge card payments; clearing and reconciling financial transactions via a global computer network; home banking; banking services over a global computer network; financial consultation; exchanging money; financing services; issuance of credit cards; lease purchase financing; charitable fund raising; financial services, namely, providing bank card services in the nature of issuing of credit cards; providing a searchable on-line database featuring goods and services of others in the field of finances, insurance, banking, and real estate; commodity trading for others; Financial transaction services, namely, providing, transmitting, processing, facilitating, verifying, and authenticating mobile credit cards and debit card payments and contactless financial transactions in the nature of contactless credit and debit card payments with retailers, merchants, and vendors via mobile and wearable devices; Financial transaction services, namely, processing and administration of mobile credit card and debit card payments and contactless financial transactions in the nature of contactless credit and debit card payments with retailers, merchants, and vendors via mobile and wearable devices; cash currency exchange services; on-line real-time currency trading; cash management, namely, facilitating transfers of electronic cash equivalents; digital currency exchange transaction services for transferrable electronic cash equivalent units having a specified cash value; Financial services, namely, providing a virtual currency for use by members of an on-line community via a global computer network; cash management, namely, facilitating and tracking transfers of electronic cash equivalents; virtual currency exchange transaction services for transferrable electronic cash equivalent units having a specified cash value