Insurance administration in the field of employee benefits, workers' compensation, accident, health, and financial evaluation services for insurance purposes, for businesses and organizations; financial risk management consulting in the field of employee benefits, workers' compensation, accident, health, and financial consultancy services, for businesses and organizations; programs for managing employer's risk exposure to workers' compensation and employee benefit claims, namely, managing existing and future workers' compensation and employee benefit claims through insurance eligibility review and identifying and structuring an insurance program through insurance consultation for the employer to reduce or transfer risk exposure

Programs for managing employer's risk exposure to workers' compensation and employee benefit claims, namely, mitigating the risk via employee and management education in the nature of training and coaching in the field of healthy lifestyle choices

Programs for managing employer's risk exposure to workers' compensation and employee benefit claims by identifying the risk and proactive risk control and safety, namely, consulting in the field of workplace safety and peer review through workers compensation fraud investigation