providing information in the fields of business innovation process, business management and business opportunities; management consulting and advisory services in the areas of corporate growth strategy, innovation and growth processes, organizational transformation, and talent management and development strategies; international business consulting services relating to merchandise trading, human resource interchange, management support, marketing, advertising, promotion, and domestic and international market research and development; assistance, advisory services, and consultancy with regard to business planning, business analysis, business management, and business organization for start-ups, existing businesses, non-profit organizations, and entrepreneurs participating in business incubators and accelerators; business creation services, namely, business consulting to start-ups; technology incubation services, namely, business consultation services in the fields of technology development, commercialization planning and strategic marketing; business development services; business strategic planning and business advisory services provided to freelancers, start-ups, existing businesses and non-profit organizations in the areas of growth strategy, innovation and growth processes, organizational transformation, business planning, business analysis, business management, business organization, and business operations

financial services, namely, banking, credit card transaction processing services, debit card transaction processing services, charge card transaction processing services, pre-paid card transaction processing services offered through cards with stored value, electronic credit and debit card transactions, bill payment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated credit dispute processing, data repository in the field of payment cards, electronic payment processing services, payment transaction verification services, value exchange services, namely, secure electronic cash transactions over public computer networks to facilitate electronic commerce, electronic funds transfer, providing financial information, namely, credit and debit card data and reports, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, banking card, credit card, debit card, charge card, pre-paid card payment services through wireless devices; financial analysis and consultation services; financial affairs and monetary affairs, namely, financial information, management and analysis services; processing of financial payment transactions both on-line via a computer database or via telecommunications and at point of sale processing services for financial transaction by card holders via automatic teller machines; providing account balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial settlement and financial authorization services in connection with the processing of financial payment transactions; travel insurance underwriting services; business credit verification of financial information; electronic processing of business-to-business payment transactions and associated remittance data; providing electronic bill payment services involving electronic processing and subsequent transmission of bill payment data to billers, customer service provider organizations and payment providers; providing secure electronic transfer of funds generated by remote banking, walk-in payment providers, balance transfer providers, and credit counseling payment providers; bill payment services via computer terminals connected to networks and the global computer network; remote bill payment services; stored value electronic purse services, namely, providing electronic funds and currency transfer services, electronic bill payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit card services by means of radio frequency identification devices such as transponders; provision of debit and credit processing services by means of communication and telecommunication devices; issuing and redemption services all relating to travellers cheques and travel vouchers; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services, namely, payment services, namely, bill payment and payment processing services, namely, credit card and debit card transaction processing services for the support of retail services provided on-line, via networks or other electronic means using electronically digitized information; value exchange services, namely, providing on-line stored value accounts in an electronic environment in the nature of the secure exchange of value, including electronic cash, over computer networks accessible by means of smartcards; bill payment services provided via website; on-line banking services; financial services, namely, payment services, namely, bill payment and payment processing services, namely, credit card and debit card transaction processing services, namely, via telephone and by means of a global computer network; provision of financial services, namely, processing of financial credit card transactions by means of a global computer network; financial services, namely, the provision of contactless mobile bill payments through merchants in the field of retail, online retail store services and wholesale store services; financial services, namely, processing of financial credit card transactions rendered via a cloud-based digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a cash-back system; financial consulting services regarding payment solutions, banking, credit card, debit card, payment card and automatic teller machine services; capital investment and financing services; business incubation services, namely, providing financing to freelancers, start-ups, existing businesses and non-profits

educational services, namely, conducting mentoring, classes, conferences, workshops, trainings, and seminars in the fields of business, business growth, business management, business development, start-ups, fundraising, venture capital, intellectual property, and leadership; educational services, namely, providing accelerator and incubator programs in the nature of providing business training to entrepreneurs; educational services, namely, providing educational services to start-ups, existing businesses, non-profit organizations, and entrepreneurs in the form of incubation and accelerator classes

innovation consulting services, namely, advising others in the areas of product development; research and development of new products for others