(Based on Use in Commerce) Computers; computer peripherals; computer communications software to allow customers to access bank account information and transact bank business; computer software for use in encryption; computer software for use in issuing digital certificates; computer software for digital signatures; electronic devices, namely, computer hardware in the nature of encryption keys for use in creating digital certificates and digital signatures; computer software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; banking software for use in inter-bank bank card information switch and interchange system; calculating machines, namely, calculators; data processing equipment, namely, computer terminals and electronic payment terminals; blank magnetic data media, namely, tapes, carriers, and disks; apparatus for recording, transmission or reproduction of sound or images; downloadable electronic publications in the nature of pamphlets, brochures, newsletters, journals, and magazines featuring information about financial and banking services; electronic notice boards; microprocessors; computer monitors; document printers for computers; scanners, namely, bar code readers; computer software designed to enable bank cards or smart cards to interact with terminals and card readers; electronic devices, namely, card readers for reading cards and reading information stored in computer chips; magnetically encoded charge cards, bank cards, credit cards, debit cards and payment cards; integrated circuit cards, namely, blank smart cards; magnetic identity cards; card readers for magnetically encoded cards and cards containing an integrated circuit chip; electronic verification apparatus, namely, electronic verification apparatus with computer software for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; computer devices, namely, software for the management of data; currency counting machines; calibrating and quantity indicating machines for calculating machines; time recording apparatus, namely, time clocks; cash registers; electronic automatic ticket dispensers for purchased services and goods; automatic tellers machines; cash registers, namely, computerized point of sale machines for use as stand alone units to tally sales; calculating and currency counting machines, namely, money-counting mechanism for coin-operated apparatus; money counting and automated paper money sorting machines; coin counting and sorting machines; false coin detectors; gas diverters consisting of an electronic gas pump regulated and metered by computer program; computer software applications for downloadable programs, namely, software for issuing bank cards, software for management of bank card accounts, software for electronic payment and replenishment of bank card accounts, software for the administration of rights and privilege related to bank card accounts and software for the administration of consumer loyalty programs related to bank card accounts, encoded key cards; computer hardware

(Based on Section 44) Insurance services, namely, insurance brokerage, including in the field of travel insurance; financial investment brokerage, namely, broad based financial services provided over the telephone and Internet or other electronic and non-electronic means, namely, financial brokerage services in the field of securities, insurance, and art; financial management services; banking services; payment processing services, namely, electronic payment services in the nature of bill payment processing services provided through a web site, namely, electronic processing and transmission of bill payment data including payment authorization and payment settlement services; financial exchange services; financial investment services in the field of real estate and securities; electronic funds transfer and currency exchange services; financial services, namely, banking provided over the telephone and Internet or other electronic means; financial services in the nature of issuance of bank cards, credit cards, debit cards, prepaid cards, cash disbursement, check verification and check cashing; electronic cash transactions; payment transaction processing services, point-of sales and point transaction services in the nature of the provision of financial services for the support of retail services provided through on-line, through networks or other electronic means using electronically digitized information, namely, payment transaction authentication and verification services; credit card and debit card verification; issuing and redemption of traveler's checks and travel vouchers for payment of goods or services; electronic banking services via a global computer network; on-line banking; home banking; financial information provided by electronic and non- electronic means; financial consultancy; automated teller machine services; financial clearing houses; bill payment services provided through a website; providing financial information via a web site