Computer software for financial modeling and benchmarking, stochastic modeling, evaluating jobs and benefit plans, creating and maintaining employee pay structures, evaluating employee performance, asset allocation, catastrophe modeling, claims management, quality assurance, and for modeling, recording, organizing, calculating, reporting, displaying, analyzing, evaluating, comparing, predicting, and updating actuarial data, financial data, business data, and human resources data, all for use in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and/or quality assurance; downloadable electronic publications in the nature of periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories, downloadable podcasts, and downloadable videos, all in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and/or quality assurance

Printed matter and publications, namely, periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and/or quality assurance

Business management of commercial and business enterprises; business consulting services; business management consulting; business risk management; business information services; business consulting services in the fields of business risk management, human resources, personnel, workforce effectiveness, employee job evaluation, employer-employee communications, employee safety, employee relocation, business management, contingency planning, strategic planning, business and organizational operations, mergers and acquisitions, organizational structure and reorganization, and product development and marketing; market research and analysis services; outsourcing services; business management and compilation of information into computerized databases; market reports and studies; conducting business research and surveys; preparing business reports; custom preparation of employer-employee communications materials in the nature of printed and electronic announcements, memoranda, books, reports, newsletters, guides, manuals, periodicals, and audio-visual presentations

Insurance and reinsurance brokerage services; business and commercial insurance underwriting services; reinsurance underwriting services; financial risk management; actuarial services; actuarial consulting; consulting services in relation to insurance, financial risk management, financial services, investments, employee compensation and financial benefits, employee financial benefit plans, employee financial benefit plans in the nature of profit-sharing plans, employee stock purchase plans, employee savings, pension and financial retirement plans, and employee health care, dental, and prescription insurance plans; administration of employee benefit plans, employee profit-sharing plans, employee stock purchase plans, employee savings, pension and retirement plans, and employee health care, dental, and prescription plans concerning insurance and finance; financial research and information services; financial, direct risk, and insurance risk management services; insurance claims management services, namely, insurance claims administration and processing; insurance services in the nature of loss control management for others; providing insurance information; risk management services, namely, insurance portfolio analysis and insurance portfolio optimization; enterprise risk management (ERM) advice and consulting services to assist with legal, regulatory and rating agency requirements

Educational services, namely, workshops, seminars, and educational programs and providing electronic non-downloadable publications in the nature of periodicals, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories, podcasts, and videos in relation to human resources, employee compensation and benefits, retirement planning, pension and retirement plans, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, and prescription plans; educational services, namely, workshops, seminars, and educational programs and providing electronic non-downloadable publications in the nature of periodicals, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories, podcasts, and videos in relation to personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, and outsourcing; educational services, namely, workshops, seminars, and educational programs and providing electronic non-downloadable publications in the nature of periodicals, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories, podcasts, and videos in relation to business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, and information technology; educational services, namely, workshops, seminars, and educational programs and providing electronic non-downloadable publications in the nature of periodicals, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories, podcasts, and videos in relation to insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and quality assurance

Computer and information technology consultation; design, development, and implementation of computer hardware and software, databases, websites, and intranets; computer systems integration services; computer programming and computer modeling services; computer project management services; application service provider (ASP) services, namely, hosting, managing, developing, and maintaining applications, software, web sites, and databases of others in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and/or quality assurance; providing temporary use of online non-downloadable software for financial modeling and benchmarking, stochastic modeling, evaluating jobs and benefit plans, creating and maintaining employee pay structures, evaluating employee performance, asset allocation, catastrophe modeling, claims management, quality assurance, and for modeling, recording, organizing, calculating, reporting, displaying, analyzing, evaluating, comparing, predicting, and updating actuarial data, financial data, business data, and human resources data, all for use in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and/or quality assurance