Software for use in transactions with retailers merchants and vendors via mobile devices used to process mobile payments; Computer programs and computer software for electronically trading securities; Computer software and firmware for operating system programs; Computer software and firmware for operating system programs; Computer software for communicating with users of hand-held computers; Computer software for creating searchable databases of information and data; Computer software for providing an on-line database in the field of transaction processing to upload transactional data, provide statistical analysis, and produce notifications and reports; Computer software for use in customer relationship management (CRM); Computer software that provides real-time, integrated business management intelligence by combining information from various databases and presenting it in an easy-to-understand user interface; Computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment; Computer application software for mobile phones and computers, namely, software for mobile payments; Computer e-commerce software to allow users to perform electronic business transactions via a global computer network; Computer hardware and software system for tracking people, objects and pets using GPS data on a device on the tracked people, objects and pets; Computer operating software; Computer programs and computer software for electronically trading securities; Downloadable software in the nature of a mobile application for use in transactions with retailers merchants and vendors via mobile devices used to process secure mobile payments