Financial services, namely, financial information and advice services and financial management services in the nature of personal financial management services that include personal financial evaluation, consultation and analysis services; financial information services, namely, providing consumer financial credit scoring services and personal finance credit scoring in the nature of evaluation and analysis of a consumers credit and financial situation provided via analysis and modeling via the internet; Consumer financial information services in the fields of personal finance, financial management, banking, savings accounts, checking accounts, money market accounts, certificates of deposit, credit, loans, mortgages, student loans, personal loans, credit cards, debit cards, home equity loans, home equity lines of credit, auto financing, real estate, housing costs, estate planning, retirement, budgeting, credit scoring, risk management, investments, portfolio management, financial risk management, debt, spending, taxes, and in the field of insurance; financial services, namely, providing financial information for consumers to use to make financial decisions