Healthcare management service organization (MSO) services, namely, providing practice organization, management and administrative support services to individual physicians or small group medical practices for medical advertising, group purchasing, employee health insurance, electronic medical records, banking and referrals; Physician medical practice management; Forming and servicing medical practice networks to engage in group purchasing, internal and external referrals, and marketing of medical services; Facilitating group purchases of employee health insurance, electronic medical records, and banking; Administration of a program for enabling physicians to obtain discounts on medical malpractice insurance, medical and office supplies, employee health insurance, electronic medical records software programs and banking services; Arranging and facilitating medical billing and electronic medical records services, namely, arranging of contractual services with third parties