Computer software and application software for mobile devices for processing electronic payments; computer software for holding funds for the purposes of automated processing and payment for goods and services; computer software for reconciling electronic payments; computer software for electronic transfer of funds; computer software for accounting purposes; computer software for tracking and monitoring one-off payments to suppliers; computer software for calculation of discounts owed from suppliers; computer software for financial analysis; computer software for generation and payment of invoices; computer software for automated processing of orders for goods and services; computer software for authentication of electronic payment processing; computer software for controlling access to and communications with computers; computer software for receiving or making payments by credit cards; electronic apparatus for verifying authenticity of credit cards, bank cards, debit cards, charge cards, stored value and payment cards; apparatus for payment with magnetically encoded cards; non-predictable code calculators for accessing a host computer database; cards, being magnetic, encoded and machine readable, namely, credit cards, bank cards, charge cards, debit cards, stored value and payment cards; blank magnetic data carriers; computer peripheral devices; application software for mobile phones and portable computing devices for processing electronic payments; application software for mobile phones and portable computing devices for holding funds for the purposes of automated processing and payment for goods and services; application software for mobile phones and portable computing devices for reconciling electronic payments; application software for mobile phones and portable computing devices for electronic transfer of funds; application software for mobile phones and portable computing devices for accounting purposes; application software for mobile phones and portable computing devices for tracking and monitoring one-off payments to suppliers; application software for mobile phones and portable computing devices for calculation of discounts owed from suppliers; application software for mobile phones and portable computing devices for financial analysis; application software for mobile phones and portable computing devices for generation and payment of invoices; application software for mobile phones and portable computing devices for automated processing of orders for goods and services; application software for mobile phones and portable computing devices for authentication of electronic payment processing; application software for mobile phones and portable computing devices for controlling access to and communications with computers; application software for mobile phones and portable computing devices for receiving or making payments by credit cards

Electronic processing of orders for goods and services of others including electronic processing of orders for goods and services of others by means of the internet; outsourcing services; business assistance, namely, business administration assistance; business invoicing services; rendering business advice relating to accounting; cost management accounting; financial records management, namely, maintaining financial records regarding the issuing of promissory notes, letters of credit, and factoring; providing information and advice for all the aforesaid services

Arranging and provision of currency exchange; money transfer services; electronic payment, namely, electronic payment services involving electronic processing and subsequent transmission of bill payment data; electronic fund transfer services; maintaining accounts which contain customers' money for the purposes of paying for goods and services on behalf of those customers; electronic processing of bills and invoices, namely, by means of the internet; bill payment services; bill payment services, namely, arranging for payment of invoices by means of credit cards; bill payment services, namely, arranging for payment of bills and invoices by means of the internet; credit card authorization services; arranging and provision of credit by means of charge cards and credit cards; charge card and credit card payment processing services; processing of credit card, debit card and charge card transactions, namely, collection, administration, clearing, and reconciling of credit card, debit card and charge card transactions; bill payment services, namely, issuing of remittance notices; financial information processing, namely, processing financial records regarding the issuing of promissory notes, letters of credit, and factoring; computerized financial services, namely, the provision of all of the aforesaid services via an online platform; providing information and advice for all the aforesaid services