Computer programs and computer software downloadable from the Internet, namely, computer software for use in accessing financial information, conducting financial transactions, managing cash, in-house banking, forecasting cash flows, calculating interest on internal and external accounts, reconciliation of cash flows and bank account balance and transaction reporting via computer and communication networks; Computer software for management and processing of financial transactions in the fields of banking and retailing; Computer software enabling users to review, account, and forecast action on payments and sales received prior to settlement with financial institutions; Computer software enabling users to review global transaction details as they occur, reviewing potential risks, and impacts of issues like currency exchange and potential fraud; Computer software for maintaining asset inventory control (JIT) and real-time security control over point-of-sale equipment and network; Computer software for revenue management and international retail point-of-sale data analytics; Computer software for gathering information, indexing, creating and analyzing reporting and forecasting models for store operations, SKU modeling, currency specific alerts, key indicator reporting, and customized parameter or threshold breach notifications; Computer software for real-time bank account reconciliation and payment reporting; Computer software for customer relation management for real-time processing of payments, securities, trade, and treasury transactions; a fully integrated, end-to-end enterprise payments processing software platform for banks, billers, processors, reseller and retailers that orchestrates all aspects of payments processing or value exchange for any payment type, any channel, any currency and any network, namely, downloadable software for payments processing or value exchange; computer software to enable connectivity, security and management of heterogeneous computing systems in the fields of banking, brokerage and telecommunications; computers and data processing apparatus; computer hardware and firmware for financial transaction processing, inventory tracking, and third party currency exchange networks; blank software carriers for electronic data processing apparatus, magnetic data carriers, namely, external hard drives; data processing equipment in particular for financial applications; printing apparatus for data processing systems and financial transaction systems, namely, document or receipt printers, virtual printing or saving device; downloadable software for encryption and decryption of data in the fields of tokenization and card vaulting; electronic data carrier cards, namely, blank external memory devices; magnetic coded card readers; electronic data carrier card readers; pre-payment coded cards, namely, magnetic cards and cards including integrated circuits; apparatus for reading cards, namely, magnetic strip readers or devices that read information stored on a magnetic strip; banking cards, namely, cards with integrated circuits, magnetically encoded credit, stored value, rewards, and debit cards

Debit cards without magnetic coding; credit cards without magnetic coding

Accounting services; financial record keeping for regulatory compliance purposes; providing information in the field of accounting, business risk management, financial record keeping for regulatory compliance purposes, tax preparation; retail store services featuring computers and data processing apparatus and instruments, computer hardware and firmware, blank software carriers for electronic data processing apparatus, magnetic data carriers, data processing equipment in particular for financial applications, printing apparatus for data processing systems and financial transaction systems, and databases which maintain complete financial transaction information with encryption and decryption of certain fields of tokenization and card vaulting, electronic data carrier cards, magnetic coded card readers, electronic data carrier card readers, pre-payment coded cards, magnetic cards and cards including integrated circuits, apparatus for reading cards, blank memory cards, structural parts and fittings for computer hardware and data processing apparatus and instruments

Finance management services; financial services, namely, providing asset management, risk management, foreign exchange, cash management, and finance services; providing financial information relating to asset management, risk management, and finance; providing information in the field of asset management, foreign exchange, cash management, risk management, and finance; financial portfolio management provided over a global computer network; Issuing credit cards and debit cards

Computer services, namely, providing virtual computer systems and virtual computer environments through cloud computing; software as a service (SaaS) services featuring software for revenue management and accountancy in the field of asset management, risk management, treasury, finance, accounting and compliance; software as a service (SaaS) services featuring software for integrated workflow in the field of treasuries; design, development and updating of software within database management and a business intelligence network used for asset management, risk management, treasury, finance, accounting and compliance; technical support services, namely, troubleshooting of computer software services; Platform-as-a-service (Paas) featuring computer software enabling users to review, account, and forecast action on payments and sales received prior to settlement with financial institutions; Platform-as-a-service (PaaS) featuring computer software enabling users to review global transaction details as they occur, reviewing potential risks, and impacts of issues like currency exchange and potential fraud; Platform-as-a-service (Paas) featuring computer software for maintaining asset inventory control (JIT) and real-time security control over point-of-sale equipment and network; Platform-as-a-service (Paas) featuring computer software for revenue management and international retail point-of-sale data analytics; Platform-as-a-Service (Paas) featuring computer software providing reporting and forecasting models for store operations, SKU modeling, currency specific alerts, key indicator reporting, and reviewing and communicating issues and alerts as preset, customized thresholds are exceeded; Platform-as-a-service (PaaS) featuring computer software relating to real-time bank account reconciliation and payment reporting; Platform-as-a-Service (PaaS) featuring computer software relating to customer relation management for real-time processing of payments, securities, trade, and treasury transactions; Data migration services; consulting services in the field of cloud computing; advisory services for data migrating and data conversion; technical support services, namely, migration of data to cloud-based management services; Design, development, customization, integration, support and maintenance of computer software; consultancy and information services relating to information technology, database technology; installation of computer software and firmware; computer and information technology consultancy services; research relating to technology, namely, data management software, network-based software, computer application management; hosting of computer software of others; leasing of computer software and programs; providing non-downloadable computer software to enable connectivity, security and management of heterogeneous computing systems to clients in the fields of banking, brokerage and telecommunications; rental of data processing equipment in particular for financial applications, namely, network access points; rental of network controllers; rental of electronic data carrier cards, namely, blank electronic chip cards, electronic key cards, flash drives, blank external memory devices; rental of magnetic coded card readers; rental of electronic data carrier card readers; rental of pre-payment coded cards, namely, magnetic cards and cards including integrated circuits; rental of apparatus for reading cards, namely, chip card readers; rental of blank memory cards, namely, blank flash memory cards

Licensing of computer software and programs