Computer software for capturing specific customer and business transaction receipt information just after the point of transaction using a Short Message Service (SMS) or Multimedia Messaging Service (MMS) format that bundles the text receipt of purchase and the hyperlink allowing the software to capture the consumer's opinion statement about the transaction, for integrating captured customer and business transaction receipt information in order to create an electronic opinion statement form, for integrating captured customer and business transaction receipt information in order to create a purchase transaction statement, for publishing customer and business transaction receipt information, for generating customer perspectives of transactions through collected purchase support information, for integrating the capturing of transaction receipt information into a transaction system, for converting a consumer transaction statement into a numeric score and issuing corresponding grades to a business, for creating a combined overall grade for merchant services and customer transactions, for integrating collection of transaction receipt information into financial transaction systems, for allowing businesses to search and view a customer's reputation history with merchants, for allowing customers to search and view a business' reputation history with consumers, for capturing and archiving electronic consumer and business receipt information about purchase transactions, for collecting and publishing feedback regarding a purchased product or service, for collecting and publishing feedback regarding a business involved with a purchase transaction, for mitigating potential liability and financial exposure of consumers and publishers and businesses with respect to articulated transaction experiences, for authenticating electronic transactions for internally and externally regulating publication of transaction opinions, for collecting and archiving feedback on behalf of a purchaser regarding their purchase transaction and transaction experience, and for archiving feedback on behalf of a purchaser regarding their purchase transaction and transaction experience

Capturing specific customer and business transaction receipt information at the point of transaction; Integrating captured customer and business transaction receipt information in order to create an Electronic Opinion Statement Form; Integrating captured customer and business transaction receipt information in order to create a Purchase Transaction Statement; Publically or privately publishing electronic or physical copies of specific customer and business transaction receipt information; Generating credible, verified, and meaningful customer perspectives of transactions through collected purchase support information; Electronically integrating the capturing of transaction receipt information into a transaction system; Converting a consumer transaction statement into a numeric score and issuing corresponding grades to a business; Creating a combined overall grade for merchant services and customer transactions; Integrating collection of transaction receipt information into financial transaction systems. Providing a searchable database for business to view a customer's reputation history with merchants; Providing a searchable database for consumers to view a business' reputation history with consumers; Providing a searchable database of business, products, and services; Capture and archive electronic consumer and business receipt information about purchase transactions; Electronically collecting then publishing feedback regarding a purchased product or service; Electronically collecting then publishing feedback regarding a business involved with a purchase transaction; Providing an integrated marketing technique for mitigating potential liability and financial exposure of consumers, publishers, and businesses with respect to articulated transaction experiences; Providing an authentication system for electronic transactions for internally and externally regulating publication of transaction opinions; Electronically collecting, publishing and archiving feedback on behalf of a purchaser, regarding their purchase transaction, and transaction experience; Providing a text message or email having the combination of a purchase receipt and a request for an opinion of the purchase; Electronically collecting, publishing, and archiving product and business feedback from a user wherein the feedback is shown in a color chosen from a selection of colors and the selection of colors uniquely representing a level of positive or negative feedback. Providing a bundled text messaged receipt in SMS or MMS format, for a purchase by a consumer and a request for an opinion statement from the consumer, about the transaction from the text messages receipt; Providing an online gateway through the uses of text message, short message service, or multimedia messaging service to bundle a purchase transaction receipt with an existing financial transaction system; Providing a bundling method and system to initiate, confirm, capture, archive, and publish purchase transaction details; Electronically collecting, publishing, and archiving product and business feedback from a user wherein the writing and transcribing, prior to and during, publishing, broadcasting, posting, or sharing feedback is shown in a color chosen from a selection of colors and the selection of colors uniquely representing a level of positive or negative feedback. Providing an online platform / gateway through the use of a text message or short message transaction or purchase receipt service, or from a multimedia messaging service by bundling the consumer purchase transaction receipt embedded with a hyperlink to capture the customer opinion statement, integrating from an existing financial transaction system? Opinion Shield converts the purchasers "Opinion" or transaction statement that is composed of purchase details and information about the purchased product, the service received and the overall purchase experience into to a proprietary numeric score, which intern generates the overall Business Transaction Grade or Consumers Business Rating, (A through -F), prior to publishing; Providing a bundled text messaged receipt in SMS, MMS or multimedia format, that integrates the text receipt of transaction details with an embedded hyperlink to acquire the purchaser's opinion statement about the transaction from the text messages receipt at the point of transaction; Acquiring consumer opinions and their publishing rights, their personal opinions, and personal statements about their recent financial transactions in the form of Rewards, Mileage, Points or Cash, directly or indirectly through co-operative marketing initiatives OpinionShield uses when rebroadcasting or publishing publicly or privately