Computer application software for mobile devices and mobile phones, namely, software for consumers to access, monitor and manage their loyalty program profile and funds in associated stored value accounts, pay for purchases via mobile pay functionality, access menu data and store location information; Computer hardware and software for facilitating payment transactions by electronic means; Software products, namely downloadable software for secure protected online payments; Software for enabling payment over the internet and other communications networks; Electronic payment terminal; Electronic verification apparatus in the nature of computer hardware, scanners and computer software for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; Read-out apparatus in the nature of barcode readers for use in the authentication and identification of cashless payment means; magnetically encoded credit cards; Computer software that allows merchants to accept payment for goods and services by check, credit, debit or stored value card over a global computer network; combination electronic payment terminal, printer, check reader, credit card reader and computer software for storing payment transactions for use in the approval and processing of check, credit, debit and stored value card payments; Computer hardware; computer terminals; Printers; Signature capture computer terminals; Check readers; PIN pads; Contactless electronic card readers; Cellular wireless electronic transaction terminals and electronic payment devices in the nature of point of sale terminals and credit card terminals for use in connection with check, credit card, debit card and stored value card transactions, transaction authorisations and payment processing services

Advertising and promotional services; compilation of data relating to goods for purchase; bookkeeping and accounting services; tax and taxation assessments and advice; preparation of income or corporate tax returns; data processing services; information, advisory and consultancy services relating to data processing; incentive award programs to promote the use of credit cards, store cards, charge cards, cash cards, debit cards, payment cards; customer loyalty services and incentive award programs for commercial, promotional or advertising purposes; information, advisory and consultancy services related to all the aforesaid services

Banking services; online banking services; credit card, debit card, store credit card, bank card, charge card, gift voucher card and other payment card authorisation services; electronic funds transfer and processing electronic payment services; processing of transactions made by credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; card to card transfer and mobile banking and payments, namely electronic funds transfer; Electronic credit and debit transaction processing by telecommunication link; issue and redemption of tokens, coupons and vouchers of value; currency exchange services; electronic wallet services namely payment processing services; E-wallet account services, namely, providing online banking services for consumers and online merchants whereby consumers fund their e-wallet accounts and consumers and online merchants send and receive payments and remittances over the Internet; point of sale payment services, namely providing secure commercial transactions using a mobile device at a point of sale; mail bill payment services; telephone bill payment services; real estate escrow services; recurring electronic bill payment services; merchant checking account services; financial risk management; financial services namely financial advice and consultancy services; insurance agencies; monetary affairs namely providing financial information, management and analysis services; services in relation to secure handling of online financial transaction data namely providing financial information between banks and customers); services for secure transfer of money between banks, their customers and merchant accounts namely payment transactions, credit lines, issuing and acquiring ; financial services being financial analysis and consultation; providing financial information to financial institutions and their customers; financial services relating to analysis of payment transaction data namely the attraction and retention of customers and the analysis of spending activities.; monetary affairs services being cross border multi-currency exchange services; information, advisory and consultancy services related to all the aforesaid services; Providing an internet website portal in the field of financial transaction and payment processing services

Advisory and consultancy services relating to transmission systems for the purposes of electronic funds transfer from points of sale; sending and receiving of messages, documents and other data by electronic transmission; sending and receiving of messages, documents and other data via the Internet; provision of online communications links which transfer the web site user to other local and global web pages; Transmission of messages, data and email featuring vouchers, voucher codes, gift codes, claim codes, discount offers, promotional offers, coupons and printable vouchers for customers to conveniently view and redeem tokens of value by means of the Internet; providing access to computer databases and networks; providing access to the Internet; provision of telecommunications connections and access to the Internet; transmission of location-based messaging and transmission of personal information via computer; electronic transmission of location-specific data via the Internet; rental of access time to databases; information, advisory and consultancy services related to all the aforesaid services

Providing temporary use of on-line non-downloadable software for processing electronic payments; providing temporary use of on-line non-downloadable authentication software for controlling access to and communications with computers and computer networks; updating software of electronic data capture and transmission systems for the purposes of electronic funds transfer; remote monitoring of the functioning and use of electrical equipment, namely, of electronic data capture and transmission computer hardware for the purposes of electronic funds transfer; remote monitoring of the functioning and use of electrical equipment, namely, card readers for handling financial and associated transactions including authorisation and processing of payments made with credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards and other payment cards and microchips containing account details; monitoring of computer systems for retrieving information stored on credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards and other payment cards and microchips containing account details by remote access to ensure proper functioning; updating of computer hardware for verification of the authenticity of credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards and other payment cards and microchips containing account details; design and development of computer hardware and software; computer software programming services; providing temporary use of non-downloadable computer software for preparing invoices and for tracking packages over computer networks, intranets and the internet; providing temporary use of non-downloadable computer software for broadcasting geographical data received using a global positioning system; computer services; application service provider (ASP) services featuring mobile phone and wireless handheld computer applications software for use in enabling users to make electronic payments and to receive, redeem, and manage electronic receipts and electronic coupons; rental of computer peripherals, hardware, software and programs; data encryption services; providing temporary use of online non-downloadable computer software programs for use in verifying electronic signature; providing temporary use of online non-downloadable computer software programs for use in verifying digital signatures; information, advisory and consultancy services related to all the aforesaid services

Identity theft and fraud prevention services; identity theft and fraud prevention services relating to processing of financial payments made by bank cards, credit cards, debit cards, charge cards, gift voucher cards, store cards, stored value payment cards and other cards containing microchips with bank account details in multiple currencies for merchant accounts namely providing user authentication of credit and debit cards, electronic signature verification and fraud detection services in the field of credit cards; information, advisory and consultancy services related to all the aforesaid services