Providing an electronic receipt for a purchase transaction; Electronically collecting feedback regarding a purchased product or service; Electronically collecting feedback regarding a business involved with a purchase transaction; Providing rewards as an incentive for electronically providing feedback regarding a purchase transaction; Electronically verifying the validity of a purchase transaction; Confirming with a customer a purchase transaction to verify validity of said purchase transaction; Providing user authentication services in e-commerce transactions; Providing user authentication of electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; Providing a bundling method and system to initiate, confirm, capture, and archive purchase transaction details; Providing a gateway through a text message, short message service, or multimedia messaging service to bundle a purchase transaction receipt with an existing financial transaction system; Providing a method and system for purchase transaction details at the point of a financial transaction; Providing a method and a system for obtaining purchaser authorization to retransmit a customer's or business' transaction experience and location; Providing a method and system for authenticating a purchase transaction by collecting data from the purchase transaction; Providing a method and system for communicated to an electronic device balance associated with a payment card or rewards account

Application service provider featuring application programming interface (API) software which uses a Short Message Service (SMS) or Multimedia Messaging Service (MMS) format that bundles the text receipt of purchase and the consumer's opinion statement about the transaction capturing specific customer and business transaction receipt information just after the point of transaction, for integrating captured customer and business transaction receipt information in order to create an electronic opinion statement form, for integrating captured customer and business transaction receipt information in order to create a purchase transaction statement, for publishing customer and business transaction receipt information, for generating customer perspectives of transactions through collected purchase support information, for integrating the capturing of transaction receipt information into a transaction system, for converting a consumer transaction statement into a numeric score and issuing corresponding grades to a business, for creating a combined overall grade for merchant services and customer transactions, for integrating collection of transaction receipt information into financial transaction systems, for allowing businesses to search and view a customer's reputation history with merchants, for allowing customers to search and view a business' reputation history with consumers, for capturing and archiving electronic consumer and business receipt information about purchase transactions, for collecting and publishing feedback regarding a purchased product or service, for collecting and publishing feedback regarding a business involved with a purchase transaction, for mitigating potential liability and financial exposure of consumers and publishers and businesses with respect to articulated transaction experiences, for authenticating electronic transactions for internally and externally regulating publication of transaction opinions, for collecting and archiving feedback on behalf of a purchaser regarding their purchase transaction and transaction experience, and for archiving feedback on behalf of a purchaser regarding their purchase transaction and transaction experience