Merchant services program, namely, payment transaction processing services that provides donation and residual revenue to nonprofit, charitable and national organizations; payment processing services, namely, credit card, debit card and ACH transaction processing services, that provide donation and residual revenue to nonprofit, charitable and national organizations; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments, that provide donation and residual revenue to nonprofit, charitable and national organizations; gift card transaction processing services that provide donation and residual revenue to nonprofit, charitable and national organizations; loyalty card payment and loyalty program payment processing services that provide donation and residual revenue to nonprofit, charitable and national organizations; reward card and reward program payment processing services that provide donation and residual revenue to nonprofit, charitable and national organizations; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale, that provide donation and residual revenue to nonprofit, charitable and national organizations; providing financial risk management services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network, that provide donation and residual revenue to nonprofit, charitable and national organizations