digital materials, namely, downloadable application software for mobile phones, tablets, and personal computers, namely, software for displaying and accessing stored value, prepaid, and gift cards featuring money for ecommerce and retail; computer application software for mobile phones, tablets, and personal computers, namely, software for enabling the exchange of stored value, prepaid, and gift card value with other users; software for uploading physical stored value, prepaid, and gift card value and payment cards into a single card management system; mobile software applications for mobile phones and tablets, namely, software for facilitating financial transactions, namely, storing, purchasing, transferring, and redeeming stored value, prepaid, and gift card value

business services, namely, providing distribution channels in the nature of an online marketplace for stored value, prepaid, and gift cards; promoting, advertising and marketing the goods and services of others; promoting a website featuring an online marketplace for exchanging stored value, prepaid, and gift card value and payment cards with others

electronic transfers of money; banking services, namely, issuing electronic payments made through on-line prepaid cards, prepaid gift cards, prepaid stored value cards, and prepaid payment cards; banking services, namely, processing electronic payments made through on-line prepaid cards, prepaid gift cards, prepaid stored value cards, and prepaid payment cards; foreign currency exchange services; payment processing services, namely, charge card, credit card, prepaid card, gift card, stored value card and payment card transaction processing services; electronic charge card, credit card, prepaid card, prepaid gift card, prepaid stored value card, and prepaid payment card transaction processing services; issuing charge cards, credit cards, prepaid cards, prepaid gift cards, prepaid store value cards and prepaid payment cards; providing online information for merchants regarding guidelines and fees pertaining to credit card transaction acceptance; electronic funds transfer services, namely, electronic funds transfer services on behalf of others, electronic funds transfer services on behalf of charitable organizations, processing financial transactions between donors and charitable organizations