Magnetically encoded pre-paid credit cards; Magnetically encoded gift cards; Magnetically encoded debit cards; Computer software for use in issuing and processing transactions in the field of pre-paid credit cards, prepaid gift cards and pre-paid debit cards; Downloadable credit card application software for portable telecommunications apparatus, namely, software for applying for credit cards and reviewing and managing credit card balances; Downloadable prepaid card application software for mobile terminals, namely, software for applying for pre-paid cards and reviewing and managing prepaid card balances; Downloadable prepaid card application software for smart phones, namely, software to view prepaid card transactions, manage prepaid card accounts and make payments online using prepaid card accounts; Magnetically encoded credit card incorporating IC chip; Cards with integrated circuits; cards impregnated with integrated circuit chips for use in financial applications, namely, magnetically encoded credit cards, prepaid cards, gift certificates, debit cards, bank cards, chip cards, stored value cards, electronic data carrier cards and payment cards; electronic encoded gift certificates which may then be redeemed for goods or services; Downloadable electronic gift cards featuring money for e-commerce and retail; Downloadable mobile gift certificates featuring money for e-commerce and retail

Issuing electronic gift certificates which may then be redeemed for goods or service

Pre-paid card transaction processing services; Pre-paid purchase card services, namely, processing electronic payments made through prepaid cards; providing debit card and store value prepaid card services, namely, account management, fund transfer and bill payment services; Issuance of pre-paid card, namely, prepaid debit cards, prepaid credit cards, online gift cards; establishment and operation of pre-paid card system, namely, issuing and processing electronic payments through pre-paid cards; Loan financing; Mobile and internet payment services, namely, processing electronic funds transfer via mobile computing; Brokerage of mobile and internet payment, namely, establishing funded accounts used to purchase goods and services through mobile devices and on the Internet; Integrated services of mobile electronic wallet and mobile payment, electronic transfer of funds and processing electronic funds