Bill payment services; Credit card payment processing services; Loyalty coupon payment processing services; Loyalty program payment processing services; Merchant services, namely, payment transaction processing services; Pre-paid purchase card services, namely, processing electronic payments made through prepaid cards; Processing of credit card payments; Processing of debit card payments; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments