Business management consulting with relation to strategy, sales, operation, product design particularly specializing in the use of analytic and statistic models for the understanding and predicting of consumers, businesses, and market trends and actions; Business consulting services, namely, aggregating and providing data and information to assist others with the evaluation of customer qualification for particular offers, programs and rate structures; Analyzing and compiling business data for assisting businesses in providing targeted product recommendations and customized service offerings; none of the foregoing to include incentive award programs, advertising, marketing and promotions services, or digital couponing