Apparatus for controlling, namely, electrical controlling devices for the processing of data; Apparatus for data processing; Apparatus for electronic information processing, namely, computers, electronic payment terminals, biometric scanners, near field communications devices in the nature of near field communication tags for making mobile payments; Apparatus for information processing, namely, computers, computer servers; Apparatus for processing data; Apparatus for processing digital data; Apparatus for processing information, namely, computers, electronic payment terminals, biometric scanners, near field communications devices in the nature of near field communication tags for making mobile payments; Apparatus for the processing of data; Apparatus for the processing of digital information, namely, computers, electronic payment terminals, biometric scanners, near field communications devices in the nature of near field communication tags for making mobile payments, optical reading devices; Automatic money processing apparatus for the delivery of money, namely, automatic teller machines; Automatic money processing apparatus for the storage of money, namely, automatic teller machines; Credit card processing terminals, namely, electronic payment terminals, biometric scanners, near field communications devices in the nature of near field communication tags for making mobile payments, optical reading devices; Data information processing apparatus; Data processing apparatus for use in information storage; Data processing apparatus for use with computers; Data processing installations incorporating expandable architecture in the nature of computer servers, electronic payment terminals, biometric scanners, near field communications devices in the nature of near field communication tags for making mobile payments, optical readers; Installations for data processing in the nature of computer servers, electronic payment terminals, biometric scanners, near field communications devices in the nature of near field communication tags for making mobile payments, optical readers; Installations for the electronic processing of data in the nature of computer servers, electronic payment terminals; Computer programs for processing data on computers; Computer terminals for data processing; Point-of-sale terminals for electronically processing credit card payments; Point-of-sale terminals for processing credit card transactions; Point-of-sale terminals for processing credit cards; Money transfer terminals in the nature of point-of-sale terminals; Automatic payment machines, namely, automatic teller machines; Point-of-sale terminals for the electronic payment of charges with credit cards; Magnetically encoded banking cards, namely, credit cards for credit purposes; Magnetically encoded credit cards; Computer software and firmware for verifying the identity of a person or legal entity using two factor authentication processes involving dynamic creation of numbers retrievable only by authorized account holders accessing secure online or telephone-accessible accounts; Computer software and firmware for verifying a person's legal right to use of a financial instrument using two factor authentication processes involving dynamic creation of numbers retrievable only by authorized account holders accessing secure online or telephone-accessible accounts; Computer software and firmware allowing secure use of a verified financial instrument using two factor authentication processes involving dynamic creation of numbers retrievable only by authorized account holders accessing secure online or telephone-accessible accounts; Computer software and firmware allowing verified persons to authenticate further use of their identity using two factor authentication processes involving dynamic creation of numbers retrievable only by authorized account holders accessing secure online or telephone-accessible accounts; Computer software and firmware allowing verified persons to authenticate delivery of purchased goods, including virtual goods using two factor authentication processes involving dynamic creation of numbers retrievable only by authorized account holders accessing secure online or telephone-accessible accounts

Computerized data verification, namely, employment verification; Data verification, namely, employment verification; Business administration assistance, namely, processing in the nature of filing of credit card statements

Collection agencies, namely, collection of payments; Electronic payment services, namely, processing of credit card and debit card payments; Financial payment services, namely, providing secure commercial transactions and payment options; Financial transaction services, namely, credit card verification services; Payment administration services in the nature of annuity services, namely, distribution of annuity funds; Payment transaction card services, namely, credit card and debit card transaction processing services; Processing of debit card payments; Processing of credit card and debit card payments for banks; Electronic money transfer services; Banking services, namely, money deposit services; Money transfer services; Financial advisory services relating to credit; Issuance of credit cards; Issuing of credit cards; Debit card services, namely, issuing prepaid debit cards; Payment data verification services

Processing of credit card statements, namely, printing of credit card statements for others

Providing a website featuring non-downloadable software for identity verification using two factor authentication processes involving dynamic creation of numbers retrievable only by authorized account holders accessing secure online or telephone-accessible accounts; Providing a website featuring on-line non-downloadable software that enables users to verify records, personal information and financial information using two factor authentication processes involving dynamic creation of numbers retrievable only by authorized account holders accessing secure online or telephone-accessible accounts; Providing temporary use of non-downloadable computer software for identity verification using two factor authentication processes involving dynamic creation of numbers retrievable only by authorized account holders accessing secure online or telephone-accessible accounts

Identity theft and fraud prevention services; Identity verification services, namely, providing authentication of personal identification information; Providing authentication of personal identification information; Providing user authentication services in e-commerce transactions; On-line identity reliability investigation in the field of on-line dating and claims made about age, gender; Identification verification services, namely, providing authentication of personal identification information via secure storage and transmitting such information via the Internet; Data verification in the nature of identification verification services, namely, providing authentication of personal identification information; Financial identity monitoring services for fraud protection purposes; Monitoring of credit reports, the Internet, and public records to facilitate the detection and prevention of identity theft and fraud