Charge card, credit card, debit card, cash card and payment card processing services; Credit card authorization services; Credit card factoring services; Credit card payment processing services; debit card transaction processing services; Credit card transaction processing services; Credit card verification; Electronic credit card transactions; Issuing credit cards and prepaid cards; On-line banking services featuring electronic alerts that alert credit and debit card users when a single transaction exceeds a certain amount; Providing cash and other rebates for credit card use as part of a customer loyalty program; Providing electronic processing of automated clearinghouse (ACH) and credit card transactions and electronic payments via a global computer network; Providing electronic processing of credit card transactions and electronic payments via a global computer network; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Cash replacement rendered by credit card