Banking; Financial services, namely, money lending, administering savings accounts, administering checking accounts, administering certificates of deposit accounts, managing Individual Retirement Accounts, issuing certificates of deposit, cash and asset management services, issuing credit cards, issuing debit cards, money order services, bill payment services, financial trust operations, issuing prepaid stored value cards, electronic and non-electronic bill payment services, currency transfer services; ATM banking services; Financial and investment advisory, consultation, planning, management, and administration services; Investment fund transfer and transaction services; Estate planning services; Financial planning; Portfolio management, investment, insurance, and securities brokerage services; Asset allocation in the field of integrated pension services; Distribution of annuities; Consumer lending services; Mortgage banking and mortgage lending services including unsecured and secured lending for industrial, commercial and real estate projects; and providing all of the foregoing services by traditional onsite methods, by telephone, and via the Internet