Mobile and Internet payment services, namely, electronic payment services involving electronic processing and subsequent transmission of bill payment data, providing an Internet website portal in the field of financial transaction and payment processing services; mobile Internet payment services, namely, providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; integrated services of mobile electronic wallet and mobile payment, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; electronic commerce payments services, namely, establishing funded accounts used to purchase goods and services on the Internet; online banking; electronic payment for others, namely, establishing funded accounts used to purchase goods and services on the Internet; person-to-person financial services via electronic communications network, namely, providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores, providing electronic processing of credit card transactions and electronic payments via a global computer network