Computer software for identifying security digital data; software for the biometric system used for identification and authentication of security; biometric matching software used for identification and authentication of security; biometric indexing software for identification and authentication of security; software for security of smartphones for identification and authentication purpose; software for locking of smartphones; cryptographic protection software for identification and authentication of security; integrated circuits; electronic semiconductors; integrated circuit chips and modules for electronic financial platform that accommodates multiple types of payment and debt transactions; semiconductor wafers; downloadable computer software programs for identification and authentication of security; downloadable software application for identification and authentication of security; recorded computer software for identification and authentication of security; recorded computer operating programs for identification and authentication of security; application software for smartphones for identification and authentication of security; computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA , and web-based environment