Providing temporary use of a non-downloadable web application for use by property and casualty insurance professionals to manage pre-existing insurance policies, change, cancel, apply-for, and issue new insurance policies, calculate commission payments and policy quotes, submit and process electronic loss notices and online payments, and process insurance claims; Providing a website featuring on-line non-downloadable software that enables users to manage pre-existing insurance policies, change, cancel, apply-for, and issue new insurance policies, calculate commission payments and policy quotes, submit electronic loss notices and online payments, and process insurance claims, all in the field of property and casualty insurance: On-line, non-downloadable software for use by property and casualty insurance professionals to manage pre-existing insurance policies, change, cancel, apply-for, and issue new insurance policies, calculate commission payments and policy quotes, submit electronic loss notices and online payments, and process insurance claims; and Providing temporary use of on-line non-downloadable software for use in database management, insurance accounting and statistical data processing, insurance claims processing, generating insurance policy quotes, calculating insurance agent commission payments, and the management of agency appointment and licensure records, all in the field of property and casualty insurance