Credit card and payment card services; Electronic foreign exchange payment processing; Electronic transfer of money; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Money transfer; Payment processing services in the field of credit card, debit card, and electronic checks payments; Payment processing services, namely, credit card and debit card transaction processing services; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; Providing electronic processing of credit card transactions and electronic payments via a global computer network; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments