Arranging and provision of credit, loans, insurance, currency exchange and travellers cheques; Banking consultation; Check processing; Consulting and information concerning insurance; Currency exchange and advice; Currency exchange services; Debt collection; Electronic transfers of money; Financial consultancy and insurance consultancy; Financial services, namely, credit agencies featuring credit processing, namely, credit checking, credit analyzing, and financial reporting services; Financial services, namely, providing for the exchange of foreign currency, commodities, financial derivatives, interest rate products, and equities via the internet and intranet systems; Insurance administration in the field of credit card insurance; Insurance claims processing in the field of credit card claims; Issuing credit cards; Payment processing services, namely, credit card and debit card transaction processing services; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; Providing electronic processing of credit card transactions and electronic payments via a global computer network; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Providing financial risk management services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network