Computer software and hardware for payment processing, authentication, management and tracking; Computer software and hardware for businesses, namely, software for use in enabling, facilitating, operating, and managing customer relations and loyalty programs; Computer software and hardware for use in collecting, storing, analyzing, and providing data and information regarding electronic payment transactions and in-store customer traffic; computer software enabling individuals and businesses to create web presences that reflect and summarize their demographic information, profile, purchasing history and preferences, payment history and methods, and other information reflective of their online and mobile transactions; Computer software for business optimization, planning and administration; Computer software for making reservations and bookings for entertainment, sporting, accommodations, meals, spa appointments and for other personal care appointments; downloadable geographic and location information system (GIS) software; Computer software providing online mapping, regarding the physical location of merchants and the products and services of interest to consumers; computer software for collecting and providing data and information regarding the physical locations of device users and for providing maps showing the physical location of merchants and the products and services of interest to consumers; downloadable software application featuring a search engine for users to determine the location of sellers and items for sale or purchase; computer software application for providing information and graphical displays regarding the physical location of merchants and their products and services; Software for making and processing payment transactions with credit cards, debit cards, prepaid cards, cash, and other payment forms; financial software for use in making, processing, ordering, reserving, and paying for transactions via mobile devices, mobile phones, handheld devices, tablets, computers, cash registers, and other point of sale systems; computer software for facilitating mobile payments, and enabling consumers to use their electronic signature, PIN, name or photo in completing mobile payment transactions; software that enables orders, reservations, and payment processing, analyzing and tracking; software for managing receipts, loyalty programs, communications and customer relations; downloadable software programs for electronic map display, business finding and destination information in the field of consumer oriented business; computer software for facilitating and completing money transfers and loans via email, mobile devices and global and local computer networks; computer software for distributing offers, rewards, coupons, deals, opportunities and advertisements to consumers via mobile devices and local and global computer networks, and for making recommendations to consumers regarding the products and services of others; computer software for distributing advertisements, offers, rewards, coupons, deals and discounts via email, local and global computer networks and via mobile devices

providing an interactive web site featuring technology that enables users to enter, access, track, manage, monitor, and generate information and reports regarding sales of products and services of others