Monitoring consumer credit reports and scores and providing consumers an alert as to any changes; consumer education and guidance regarding credit, understanding credit and how to achieve financial goals; providing consumer monitoring, alerts and reports and for protection against credit and identity theft

Financial information to consumers provided by electronic means; providing consumer information in the field of finance and credit; providing consumers on-line simulators, score factor assessments and a credit score analyzer

Consumer consultation in the field of data and identity theft and about credit and how to achieve financial goals; consumer financial identity monitoring services for fraud protection purposes; providing consumer credit report monitoring information to facilitate the detection and prevention of identity theft and fraud via the internet; monitoring consumer credit reports and scores and providing an alert as to any changes therein to facilitate the detection and prevention of identity theft and fraud