Administering discount group purchasing programs, namely, negotiating contracts with providers of banking and insurance services, to enable participant members of a teachers union to obtain discounts on the purchase of the financial and insurance services of others through the use of union discount membership cards; Business management of insurance agencies and brokers on an outsourcing basis; Data compiling and analyzing in the field of insurance; Financial record-keeping for Life Insurance; Financial record-keeping for Life Insurance via the Internet; Insurance claims auditing services; Insurance lead collection and matching services, namely, matching consumer requests for insurance policy quotes collected over the internet to pre-qualified insurance brokers, agents and agencies interested in those requests; Promotion of financial and insurance services, on behalf of third parties; Providing statistical evaluation of insurance claims performance measures for others; Tracking and monitoring insurance compliance for business purposes

Consulting and information concerning insurance; Design and development of insurance policies for others; Financial consultancy and insurance consultancy; Financial evaluation for insurance purposes; Financial services, namely, life insurance settlement services; Financial services, namely, providing an investment option available for variable annuity and variable life insurance products; Insurance actuarial services; Insurance and financial information and consultancy services; Insurance consultancy; Insurance consulting in the field of Life insurance; Insurance information; Insurance services, namely, insurance eligibility review and verification and consultation in the Life Insurance industry; Insurance services, namely, providing independent scoring service related to existing medical services in a specific geographic region for insurance evaluation purposes; Providing a website featuring educational information in the field of business insurance; Providing information in insurance matters; Providing information regarding policy rates for all types of insurance and electronic processing of insurance claims and payment data over a web based computer network; Providing insurance premium rate quotes via on-line, telephone and mail means