Computer software for use in the electronic storage, categorization and manipulation of data in the financial services industry; software applications for mobile phones, wireless devices and mobile handheld computers devices, namely, software applications for use in the electronic storage, categorization and manipulation of data in the financial services industry; downloadable electronic and digital publications, namely, magazines, newsletters, and brochures in the field of financial services; software for use in the secure identification, storage, transmission and/or retrieval of data; software for facilitating secure payment transactions by electronic means; software for use in verifying customer identity and for use in preventing fraud relating to financial transactions; mobile application software for use in online banking; software for use in the electronic storage, categorization and manipulation of data in connection with banking services downloadable from the Internet, on-line downloadable software for use in the electronic storage, categorization and manipulation of data in connection with banking services accessible by means of an interactive website

Data processing; provision of business information and advice; project management services for others for business purposes in the field of corporate payment and cash management services, workflow management services for others for business purposes in the field of corporate payment and cash management services; data verification services, namely, verification of business credit data; electronic data processing services; computerized database management; advertising and promotional services; marketing services; business management and administration; promoting the goods and services of others by arranging for businesses to affiliate their goods and services with the goods and services of third parties by means of sponsorship relationships; organising of draws and competitions for advertising purposes, namely, promoting the sale of goods and services of others by means of contests; arranging and conducting of exhibitions, events and conferences for commercial or advertising purposes; operation and supervision of membership schemes, incentive award schemes and loyalty schemes, namely, administration of a discount program for enabling participants to obtain discounts on goods and services through the use of a membership card, administration of incentive award programs to promote the sale of products and services of others, and providing customer loyalty services and customer club services for commercial, promotional and/or advertising purposes; and providing information, advice and consultancy in connection with the aforesaid services

Banking services; savings accounts services; electronic banking services; mobile phone banking services; cheque clearing services, namely, check verification, electronic check verification, check acceptance, and check processing services relating to check clearing; payment administration, namely, bill payment services; electronic payment card services for bank cards, credit cards, debit cards; debt collection and recovery agency, financial investment brokerage and consulting services provided in connection therewith; arranging and provision of loans; mortgages lending services; financial guarantees; lending on mortgages, namely, mortgage refinancing; financing of loans; credit and loan services; money exchange; money transfer; electronic transfer of money; money order services; money wiring services; foreign currency exchange services; issuance of travellers' cheques; pension services, namely, the financial administration of employee pension plans, and pension fund investments, and advisory services in connection therewith; capital and private equity investment fund management services; electronic fund transfer services; trust services, namely, estate trust management, estate trust planning, financial trust administration, financial trust operations, financial trust planning and management, and trust management accounts; trustee services; trusteeship representatives services; investment services, namely, commodity and securities brokerage, pension valuation, financial administration of retirement plans, investment fund transfer and transaction services, individual retirement account services, investment advice, investment management, investment consultation and investment of funds for others; financial investment services, namely, management in the field of stocks, bonds, options, commodities, futures and other securities; capital investment services; venture capital financing; financial investment and protection advice, namely, financial consultation; investment management services; stock brokerage services; brokerage of shares and other securities; trading of shares and securities; administering the distribution of shares and securities; share underwriting in the nature of securities underwriting; financial valuations of shares; financial insurance services namely, underwriting, issuance and administration of annuities; insurance brokerage services; loss of income protection services, namely, insurance underwriting in the field of long term and short term disability; financial services, namely, mortgage planning, debt settlement, money lending, estate settlement; financial advisory and consultancy services; nominee services, namely, assisting others with the completion of financial transactions for stocks, bonds, securities and equities; financing industrial activities; financing loans for securing funds; real estate agency, management and valuation services; real estate services, namely, management of commercial property, offices and office space and property management services for condominium associations, homeowner associations and apartment buildings; and information and advisory services in connection with the aforesaid services and all of the aforesaid services provided online and by means of the Internet, on-line and interactive computer services