Bill payment, credit card, electronic payment, electronic commerce payment and financial transaction services through the Internet, which allow sender to attach conditions to the payment and further allow the actual transfer of funds to take place only upon electronic review of the conditions and an indication of acceptance by the recipient; Bill payment, credit card, electronic payment, electronic commerce payment and financial transaction services using a mobile device at a point of sale and wireless communications, which allow transferor of funds to attach conditions to the transfer of funds and allowing actual transfer of funds only upon electronic review of the conditions and an indication of acceptance by the transferee; Merchant services, namely, payment transaction processing services, payment processing services in the field of utility bill, rent and bill collection payments, payment processing services, namely, credit card and debit card transaction processing services, processing electronic payments made through prepaid cards, providing an internet website portal in the field of financial transaction and payment processing services, providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network, providing electronic processing of credit card transactions and electronic payments via a global computer network, providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments, where the transferor of funds or payor can attach conditions to the transfer or payment of funds, triggering actual transfer of funds only upon the review of conditions and electronic indication of acceptance by the recipient or transferee

Providing integral component feature of on-line payment processing software for bill payment, credit card, electronic payment, electronic commerce payment and financial transaction services through the Internet, namely, an integral component feature of online payment processing software which allows sender to attach conditions to the payment and further allow the actual transfer of funds to take place only upon electronic review of the conditions and an indication of acceptance by the recipient; Providing integral component feature of on-line payment processing software for bill payment, credit card, electronic payment, electronic commerce payment and financial transaction services using a mobile device at a point of sale and wireless communications, namely, an integral component feature of online payment processing software which allows the transferor of funds to attach conditions to the transfer of funds and allowing actual transfer of funds only upon electronic review of the conditions and an indication of acceptance by the transferee; Providing integral component feature of software, namely, an integral component feature of online payment processing software which permits the transferor of funds or payor to attach conditions to the transfer or payment of funds, triggering actual transfer of funds only upon the review of conditions and electronic indication of acceptance by the recipient or transferee for use in the field of merchant services, namely, payment transaction processing services, payment processing services in the field of utility bill, rent, and bill collection payments, payment processing services, namely, credit card and debit card transaction processing services, processing electronic payments made through prepaid cards, providing an internet website portal in the field of financial transaction and payment processing services, providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network, providing electronic processing of credit card transactions and electronic payments via a global computer network, and providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments