Bill payment services; Bill payment services provided through a website for consumer transactions; Credit card and payment card services; Credit card payment processing services; Electronic commerce payment services, namely, establishing funded accounts used to purchase consumer goods and services on the Internet; Electronic payment services by which utility customers may apply money from various sources for payment of energy costs; Electronic processing of insurance claims and payment data; Financial transaction services, namely, providing secure commercial transactions and payment options; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Making payments on pre-paid long distance calling cards for recharging minutes; Payment processing services in the field of utility bill payment payments; Payment processing services, namely, credit card and debit card transaction processing services; Providing an internet website portal in the field of financial transaction and payment processing services; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; Providing electronic processing of credit card transactions and electronic payments via a global computer network; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments