Apparatus for transmission of communication; computer application software for mobile phones, computers, handheld computers and other computing devices, namely, software for enabling private peer-to-peer and machine-to-machine communications and transmitting geo-location; computer software for enabling private peer-to-peer and machine-to-machine communications and transmitting geo-location among users of mobile phones, computers, handheld computers and other computing devices; electronic communications systems comprised of computer hardware and software for the transmission of data between two points; wireless communication devices for voice, data, image and geo-location transmission; mobile radios; none of the foregoing being for use in connection with payment cards, debit cards, credit cards, magnetic encoded cards, automatic teller machines (ATMs), point of sale payment terminals, ATM, financial, banking, and payment services, electronic funds and currency transfer services, and computer hardware and software for carrying out the aforementioned services

Computer services, namely, software as a service (SAAS), application services provider (ASP) services and cloud computing services, featuring software for enabling and managing simultaneous, multiple modes of communication via computer networks, communication networks and the global information network; software as a service (SAAS) services, application services provider (ASP) services and cloud computing services featuring software for enabling private peer-to-peer and machine-to-machine communications and transmitting geo-location; none of the foregoing being for use in connection with payment cards, debit cards, credit cards, magnetic encoded cards, automatic teller machines (ATMs), point of sale payment terminals, ATM, financial, banking, and payment services, electronic funds and currency transfer services, and computer hardware and software for carrying out the aforementioned services