check processing services, namely, check recovery services, check verification and authorization, check payment guarantee services, electronic check conversion services, and electronic processing of checks for deposit and lockbox services; electronic check acceptance services; financial services, namely, electronic remote check deposit and remote deposit capture services; financial services, namely, lockbox remittance processing services; credit card payment processing services, namely, credit card verification and electronic credit card transaction processing; debit card payment processing services, namely, debit card verification and electronic debit card transaction processing; providing electronic processing of credit card, debit card, gift card, prepaid card, check, electronic check, traveler's check, money order, Flexible Spending Account, Health Savings Account, and health care reimbursement account transactions and electronic payments via a global computer network; electronic payment services, namely, electronic processing and transmission of bill payment data; pre-paid purchase card services namely, processing electronic payments made through prepaid cards; providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores; gift card services, namely, gift card fund verification, processing electronic payments made through gift cards, and processing deposits of additional funds to gift cards; processing recurrent payments and automatically deducting such payments from bank accounts for customers; computerized financial transaction authorization, namely, providing secure commercial transactions and payment options; providing an internet website portal in the field of financial transaction and payment processing services