Electronic payment services by which purchasers can process financial transactions via a wireless telecommunications network and a global computer network; financial services, namely, providing a digital wallet in the nature of a secure financial account for use in purchasing goods and services via the Internet; administration of monetary transactions through a digital wallet, namely, financial administration of electronic payments made through a digital wallet; providing mobile commerce services via a wireless telecommunications network and a global computer network in the nature of processing payments and credits, paying and receiving "pay and debt" in the form of cash backs and rebates and discounts related to the purchase of the goods and services others; electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services via mobile devices; providing electronic mobile payment services for others; electronic and digital payment processing services; credit debit and checking card services; credit, debit and checking card transaction processing services