Providing web-based on-line portal that provides customers access to energy and water bills for tracking and monitoring data regarding energy and water consumption, pricing and cost to enable users to understand and optimize the operating and financial efficiency of their energy and water consumption; providing web-based on-line portal that provides customers access to energy and water accounts and enables users to collect, store and instantly visualize most aspects of their energy use and price and cost data in order to identify possible problems and potential opportunities and to quantify, monetize, diagnose and document the level of success of planned actions and which enables users to measure the impact of unscheduled actions, events and environmental factors in order to understand what works and what does not work, and why, and to develop and implement intelligent solutions that will optimize the operating and financial efficiency of their energy systems, devices and appliances