Business consulting services in the field of compliance, namely, predictive assessment of employee's risk-based compliance knowledge and culture using a testing model that evaluates the employees of an organization for their level of knowledge of compliance responsibilities, examples of which may include conflicts of interest, employment relationships, political activity, the Office of Foreign Assets Control requirements, the Health Insurance Portability and Accountability Act requirements, privacy, Sarbanes-Oxley requirements, export controls, and the Foreign Corrupt Practices Act requirements, and key attributes of the organization's culture, in both cases through the use of a periodic assessment and testing results that provide layered reporting, action planning and accountability reports