Computer software for use in the fields of insurance, insurance services, insurance underwriting, insurance rating information, insurance claims review, analysis and processing, and computing, estimating, and analyzing insurance loss information and risk information; computer software for assisting with analysis of insurance information and detection of fraud; computer software for use by insurers to create a database of insurance statistics and insurance claims information and to analyze comparative liability in accident-related claims and develop settlement proposals of those claims; computer software for use by insurers to create a database of insurance statistics and insurance claims information and to analyze bodily injury claims and develop plans for settlement of those claims; computer software for use by insurance companies to create a database of insurance statistics and insurance claims information and to analyze workers compensation claims and provide plans for settlement of those claims and return to work for injured workers; computer software for accessing information on weather events and other catastrophic events, for insurance claims management, for risk management and analysis, for financial risk assessment, for financial analysis, for providing insurance claims data, for facilitating interaction and engagement between insurers and claims adjusters, and for providing feedback about insurance claims; downloadable electronic publications in the nature of newsletters, bulletins, reports, and downloadable electronic databases, all with information on estimates of insured loss and actual insured loss resulting from catastrophic events; downloadable electronic publications in the nature of newsletters, bulletins, and reports, all with information about weather events and other catastrophes; downloadable electronic publications in the nature of newsletters, bulletins, reports, and downloadable electronic databases, all with information in the insurance industry; software for use in the field of risk management; downloadable electronic reports in the fields of insurance and risk management with information on and analysis of fire protection efforts; downloadable electronic reports in the fields of insurance and risk management with ratings information relating to fire protection efforts used to evaluate risk; downloadable electronic reports in the fields of insurance and risk management with information on and analysis of risk and risk mitigation in communities, namely, information on and analysis of hazard assessment and management, resource allocation, budgeting, critical infrastructure, loss mitigation, emergency communications, water supply, and flood risk; downloadable electronic reports in the fields of insurance and risk management with information on and analysis of laws, statutes, ordinances, regulations and standards and on compliance therewith and adoption and enforcement thereof

Printed reports featuring insurance information; printed publications, namely, pamphlets, and booklets featuring insurance information; printed reports with information on and analysis of laws, statutes, ordinances, regulations and standards and on compliance therewith and adoption and enforcement thereof; printed reports with information on and analysis of fire protection efforts; printed reports with ratings information relating to fire protection efforts used to evaluate risk; printed reports with information on and analysis of risk and risk mitigation in communities, namely, information on and analysis of hazard assessment and management, resource allocation, budgeting, critical infrastructure, loss mitigation, emergency communications, water supply, and flood risk

Trade information in the field of insurance; arranging and conducting business conferences on technology for persons in the business of insurance; business consulting and advisory services in the field of business risk management related to climate, environment and disaster risk management; business investigations for fraud prevention; providing business marketing data to insurance businesses; preparation of business reports featuring information on and analysis of business laws, statutes, ordinances, regulations and business standards and on compliance therewith and enforcement thereof; compilation and analysis of business information for use in the insurance and financial industries; compilation and analysis of business information to assist in insurance claims analysis, risk management and analysis, financial risk assessment, and financial and investment analysis, all of the aforesaid being for business purposes; providing a secured access database via the Internet through which documents and images can be viewed, copied and printed for the purpose of conducting insurance business

Providing databases and information in the field of insurance and related insurance services, for use in generating reports using the accessed data; providing databases featuring information in the field of insurance for the purpose of assisting with insurance underwriting, insurance rating information, insurance claims review, analysis and processing, auditing, and computing, estimating, and analyzing insurance loss information; providing information about insurance matters and insurance claims via a global computer network; insurance underwriting information services, namely, insurance underwriting consultation; insurance analysis services, namely, assessing insurance risk, assessing insurance claims, and assessing insurance loss and cost information; providing insurance rating information about personal and commercial lines to insurers and rating vendors, namely, providing information on risk factors for use in rating insurance policies; insurance rating services and insurance rating data services, namely, providing insurance rating data allowing insurance carriers and insurance underwriters to use and apply insurance rates using predefined decisions and parameters, providing insurance rating data to update those predefined decisions and parameters automatically upon the filing of new rates with the state insurance departments, and providing databases featuring insurance rating data using predictive modeling to allow insurance carriers and insurance underwriters to rate and underwrite insurance policies; financial and insurance risk management services, namely, providing to others, over a global communications network, financial and insurance risk management data, information, and analytics about real property, personal property, and buildings for purposes of insurance underwriting, insurance claims processing and insurance analysis, all for assessing financial and insurance risks, and risks relating to commercial transactions; providing financial assessments of damage to insured property after a catastrophe; providing information, namely, providing financial assessments of damages after a disaster relating to weather events and other catastrophes, and financial estimates of insured loss and actual insured loss resulting from catastrophic events, to assist in insurance claims management and analysis, insurance risk management and analysis, financial risk assessment, and financial and investment analysis; providing insurance and financial risk analysis information relating to insurance and financial risks associated with climate, environment and disaster risk management; providing insurance policy language, namely, policy writing in the field of property and casualty insurance for others; consulting and providing information in the field of insurance; providing information and analytics regarding locations and characteristics of real and personal property for purposes of insurance and insurance risk assessment; providing financial and insurance risk information to assist with detection of insurance fraud; providing on-line computer databases featuring information on financial and insurance laws, statutes, ordinances, regulations and financial and insurance standards and on compliance therewith and adoption and enforcement thereof; financial and insurance analysis, namely, compilation and analysis of financial and insurance information relating to fire protection efforts for use in the fields of insurance underwriting and financial risk management services; providing financial and insurance risk management information on and analysis of fire protection efforts for use in underwriting of insurance and financial services products; providing insurance ratings information relating to fire protection efforts used to evaluate insurance and financial risk; providing on-line computer databases featuring insurance and financial risk information on and analysis of risk and risk mitigation in communities, namely, insurance and financial risk information on and analysis of hazard assessment and management, financial resource allocation, financial budgeting, critical infrastructure, financial loss mitigation, emergency communications, water supply, and flood risk

Educational services, namely, conducting conferences in the fields of insurance, catastrophe insurance and catastrophe response

Providing on-line, non-downloadable software for use in insurance, insurance services, insurance claims review, analysis and processing, insurance underwriting, insurance rating information, and computing, estimating, and analyzing insurance loss information; providing on-line, non-downloadable software for providing information about insurance data and assisting with analysis of insurance information and detection of insurance fraud; providing on-line, non-downloadable software for use by insurance companies to create a database of insurance statistics and insurance claims information and to analyze comparative liability in accident-related claims and develop settlement proposals for those claims; providing on-line, non-downloadable software for use by insurance companies to create a database of insurance statistics and insurance claims information and to analyze workers compensation claims and provide plans for settlement of those claims and return to work for injured workers; providing on-line, non-downloadable software for use by insurance companies to create a database of insurance statistics and insurance claims information and to analyze bodily injury claims and develop plans for settlement of those claims; providing on-line, non-downloadable software for use in profiling healthcare provider billing activity in order to identify and prevent patterns of fraud and abuse; providing on-line, non-downloadable software for outsourcing insurance premium audits and for linking users of insurance premium audit services to high-quality vendors; providing on-line, non-downloadable software comprising an integrated suite of rating and underwriting tools for insurance underwriting and analysis for use in the insurance industry; providing on-line searchable databases featuring information on weather-related events, other catastrophic events, and estimates of insured loss and actual insured loss resulting from catastrophic events to assist in insurance claims management and analysis; providing on-line non-downloadable software for use in analysis, and creating reports, relating to catastrophic loss information, weather events and other catastrophes; reporting services, namely, providing electronic reports and databases reporting on weather events and other catastrophes and reporting on laws and regulations impacting the insurance industry; providing on-line, non-downloadable software for climate, environment and disaster risk management; providing on-line, non-downloadable software to validate insurance claim submissions and detect, investigate, audit and manage fraudulent insurance claims and over-payment of insurance claims; providing risk analysis information relating to structural properties for financial and insurance risk assessment purposes; providing information on and analysis of fire protection efforts to assist communities with evaluating safety; providing electronic reports with information on and analysis of fire protection efforts via a global computer network; providing ratings information, namely, ratings of safety relating to fire protection efforts used to evaluate risk; providing electronic reports with information on and analysis of risk and risk mitigation in communities, namely, information on and analysis of hazard assessment and management, resource allocation, budgeting, critical infrastructure, loss mitigation, emergency communications, water supply, and flood risk via a global computer network

Providing information about court cases relating to insurance via email; providing a website featuring summaries and reviews of court cases relating to property and casualty insurance; fraud detection services in the field of insurance; reviewing standards and practices to determine and evaluate compliance with and enforcement of laws, statutes, ordinances, regulations and standards impacting the insurance industry