Computer software used to process mobile payments; computer software for use in contactless transactions with retailers, merchants, and vendors, and individuals, for example, teacher and parents of students, individuals and charitable organizations, and between peers via mobile devices used to process mobile payments; computer software for transmitting, processing, facilitating, verifying, and authenticating credit and debit card information and transaction and payment information; computer software for ensuring the security of mobile payments, of contactless transactions with retailers, merchants and vendors via mobile devices, and of credit and debit card information; computer software for the storage, transmission, verification, and authentication of credit and debit card and other payment and transaction information including but not limited to prepaid cards, global computer network, text messaging, e-mail; computer software for use in connection with the electronic storage, transmission, presentation, verification, authentication, and redemption of coupons, rebates, discounts, incentives, and special offers; computer software for use in connection with consumer loyalty programs and loyalty cards used to access and use loyalty points

Promoting the goods and services of others by means of coupons, discounts, administration of incentive awards programs, rebates, and vouchers, via wireless network, mobile telecommunication devices, global computer network; dissemination of advertising for others via wireless network, mobile telecommunication devices, global computer network

Financial transaction services, namely, providing secure commercial transactions and payment options for retailers, merchants, and vendors, and also for individuals, for example, teacher and parents of students, individuals and charitable organizations, and between peers; provision of electronic contactless payment services, namely, processing electronic payments made through prepaid cards; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Financial transaction services, namely, providing secure commercial transactions and payment options using global computer network; Financial transaction services, namely, providing secure commercial transactions and payment options using text messaging; Financial transaction services, namely, providing secure commercial transactions and payment options using e-mail; Financial transaction services, namely, providing secure commercial transactions and payment options using prepaid cards