Computer software for processing electronic payments to and from others that may be downloaded from a global computer network and/or recorded on computer media; authentication software that may be downloaded from a global computer network and/or recorded on computer media; computer software and computer programs downloadable from the internet featuring games, casino style games, card style games; electronic publications downloadable from the Internet, namely, instruction sheets featuring rules and regulations pertaining to casino gaming, and casino gaming promotions; Computer hardware and software for gaming and gambling; computer hardware and software for wireless gaming and gambling; computer software that provides web-based access to applications and services through a web-operated system or portal interface; downloadable electronic gaming and gambling programs; wireless telecommunications devices, namely, telecommunications transceivers and wireless telecommunications devices for gaming and gambling; Computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment; Interactive computer kiosks comprising computers, computer hardware, computer peripherals, and computer operating software, for use in financial transactions, electronic gaming, reservations for hotel and restaurant services, and ticketing for sports and entertainment events