Correspondent banking and financial services for community banks and bankers, namely, image cash letter processing, Check 21 Act check truncation and substitute check handling services, and end-of-day settlement services; money order services, namely, coin and currency orders; banking services featuring the provision of certificates of deposit to financial institutions and bank holding companies; financial services, namely, securities safekeeping; Check acceptance services, namely, international check collections; Currency exchange services; Issuing letters of credit; Electronic transfer of funds, namely, domestic and international ACH and wire transfers; Federal funds transactions, namely, electronic funds transfer; Providing federal funds lines of credit; Financing loan participations; Financial services, namely, bank stock and direct loans to banks, bankers, bank directors, and bank holding companies; Financial services, namely, municipal leasing to assist community banks in attracting and retaining relationships with their municipalities and public services; ATM banking services; Debit card services, namely, debit card processing; Providing cash and other rebates for credit card use as part of a customer loyalty program