Checkstands for retail stores in the nature of electronic checkout stations for point of sale; Computer application software for mobile phones, namely, software for payment by user transacted by merchant; Computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment; Computer software, namely, software development tools for the creation of mobile internet applications and client interfaces; Customer self service electronic checkout stations for point of sale; Electronic and magnetic ID cards for use in connection with payment for services; Electronic equipment for point-of-sales (POS) systems, namely, point-of-sale terminals, bar code readers, optical readers, advertisement display monitors, keyboards, printers, scanners, radio transmitters, radio receivers, computer hardware, and computer operating software; Electronic machines for reading credit cards and recording financial operations; Electronic payment terminal; Multi-functional computer terminals with payment function; Multi-functional electronic payment terminals; Point-of-sale terminals

Bill payment services; Credit card and payment card services; Credit card payment processing services; Electronic foreign exchange payment processing; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Financial services, namely, providing a virtual currency for use by members of an on-line community via a global computer network; Financial services, namely, providing electronic transfer of a virtual currency for use by members of an on-line community via a global computer network; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Loyalty coupon payment processing services; Loyalty program payment processing services; Payment processing services, namely, credit card and debit card transaction processing services; Pre-paid purchase card services, namely, processing electronic payments made through prepaid cards; Pre-paid purchase card services, namely, processing electronic payments through pre-paid cards; Processing electronic payments made through prepaid cards; Providing electronic processing of credit card transactions and electronic payments via a global computer network; Providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores