Financial management services; [ business finance procurement services; providing on-line financial services in the nature of banking and banking services; ] bill payment services; electronic payment, namely, electronic processing and transmission of bill payment data; financial information provided by electronic means; clearing and reconciling financial transactions via a global computer network; providing a wide variety of payment services and providing financial services, namely, credit card processing and transmission of bills and payments thereof, conducted via a global computer network; providing financial information by the internet; financial analysis for business; financial services, namely, electronic funds transfer via electronic communications networks; clearing and reconciling financial transactions via electronic communications networks; providing a wide variety of payment and financial services, namely, credit card services, processing and transmission of bills and payments thereof, bill payment services with guaranteed payment delivery, all conducted via a global communications network; financial analysis and consultation services [; loan financing and loan programs in the nature of providing business loans and temporary loans; providing financial information by the Internet ]

[ Providing temporary use of on-line non-downloadable software to allow customers to access account information, review referral information, and initiate contact requests; rental of smart card readers; providing customer-defined generated content and content of others automatically selected and customized based on the known or estimated geographical location of an Internet, mobile telephone or other wired or wireless digital network; application service provider (ASP), namely, hosting, managing, developing, and maintaining applications, software, and web sites, in the fields of wireless communication access for use in financial management and sales management, mobile information access, and remote data management; providing temporary use of on-line non-downloadable software for use in financial management and sales management ]