Computer hardware and software for facilitating payment transactions by electronic means; computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries; downloadable computer software and mobile applications for the provision of financial services; electronic verification apparatus for verifying authentication of payment transactions of charge cards, bank cards, credit cards, debit cards and payment cards; computer software for reporting credit and debit card usage and transaction information; software for the provision of financial services over the Internet

Accounts payable debiting services; money transmission services, namely, electronic payment services involving electronic processing and subsequent transmission of bill payment data; electronic money transfer services; bill payment services provided through a website; clearing and reconciling financial transactions via electronic communication networks; mobile and online bill payment services; electronic funds transfer; online banking, telebanking, namely, telephone banking services; clearing and reconciling financial transactions via a global computer network; information, advisory, and consultancy services related to the aforementioned services; electronic wallet services, namely, issuance, storage and redemption of electronic money; payment services featuring enrolling payments cards and accounts into a digital wallet to fund consumer to business payments and bill payments through electronic means; transfer of money funds for the purchase of goods via electronic communication networks; electronic transfers of money and electronic money services, namely, issuing and exchange of electronic money; operation and management of electronic money funds; electronic storage and exchange of electronic money; provision of operational services and closely related ancillary services in the issuing of electronic money and to the provision of payment services, namely, exchanging money, electronic transfer of money, money order services; credit agency services for payment services, namely, electronic payment services involving electronic processing and subsequent transmission of bill payment date provided to electronic money providers and payment institutions

Software as a service (SaaS) featuring software for the use by payment services providers for the provision of electronic wallet services, namely, issuance, storage, management, transfer, exchange and redemption of electronic money; creating and maintaining web-sites for others; the designing, creation and hosting of bill payment websites for others